AutoCalc turns payslips into structured income, lender-by-lender servicing results, the stamp duty and cash your client needs at settlement, and prefilled calculator exports — without retyping the same deal again and again.
Rather be shown? Book a 30-minute demo with our BDM.
Upload the payslip, review the income, compare the scenario, check the cash needed to settle, and download the prefilled calculators — one clean case file, no duplicate data entry.
AI assists with payslip reading. You review the income. The borrowing-capacity maths is rule-based and lender-specific.
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payslips
| Bank | Max Capacity | Surplus | Rate | Status |
|---|
Drop a payslip PDF and every income component is read out in seconds — deterministic, reviewable, no maths done by AI. Prefer to type it? Manual entry unlocks the same results.
YTD-to-annual conversion with bank-specific history rules and overtime gating applied automatically.
Every lender's income shading rates, assessment buffers, and living-expense rules — always current, never guesswork.
Borrowing capacity updates the moment you change income or loan details. No recalculate button.
Cash in against cash out on one worksheet — price, stamp duty, fees and the debts the new loan clears, against the loan, savings, a gift, sale proceeds and the grant. Ends in a surplus or a shortfall, with duty and grants for all 8 states and territories.
Max borrowing, UMI, and shading breakdown lined up column-by-column across every major lender.
Each bank's own serviceability spreadsheet, filled straight from your case data and ready to download.
Parsed in memory, then discarded — never written to disk or S3. Extracted figures live only inside a case you save. Calculations are deterministic, no AI.
Turn off your wifi after choosing a payslip. Preview and redaction still work — because they run on your device, not ours.
Hosted in AWS Sydney (ap-southeast-2). Client data stays in Australia.
Calculate for free. Pay when you need exports, more banks, and a higher payslip-parse limit.
All prices exclude GST · Cancel anytime
Get started with 12 lenders — no credit card required.
Full access for active brokers with regular deal flow.
For high-volume brokers and multi-staff offices.
Sign up now and your 5 seats are yours for good — whatever we change later.
Book 30 minutes with our BDM and bring a deal you are working on. He will run it through AutoCalc with you and you can judge the numbers against the lender calculators you already trust.